Loan Balance Calculator

Calculate outstanding loan balance and settlement amount at any point in time

Loan Balance Calculator

Calculate outstanding loan balance and settlement amount at any point in time

RM

Original purchase price

RM

Initial payment made

%

Annual interest rate

5 years (60 payments)
Start90 payments180 payments270 paymentsEnd
Outstanding Balance
RM 410,211
Paid Off
8.8%
Time Remaining
25.0 years
Loan Progress8.8% Complete
Original Loan
RM 450,000
Monthly Payment
RM 2,280
Total Paid So Far
RM 136,805
Principal Paid
RM 39,789
Interest Paid
RM 97,016
Remaining Payments
300 months

Early Settlement Savings

If you settle the loan now, you would save approximately:

RM 273,815 in future interest

* Note: Banks may charge early settlement penalties (typically 2-3% of outstanding balance). Contact your bank for the exact settlement amount.

Find out how much you still owe on your loan after making a certain number of payments. Useful for planning refinancing or early settlement.