# PropGo.my

> Malaysia's property request marketplace — post one request and let verified real estate agents come to you with matching listings. Free for property seekers, subscription-based for agents.

PropGo.my is a Malaysian proptech platform that inverts the traditional property search. Instead of browsing thousands of listings, buyers and renters post a structured "Want to Buy" (WTB) or "Want to Rent" (WTR) request describing what they need. Verified, licensed agents respond directly with matching properties. The platform also provides free financial tools, market data, and a blog covering Malaysian real estate.

## Core Platform

- [Home](https://propgo.my): Overview of the WTB/WTR request marketplace
- [Browse Property Requests](https://propgo.my/requests): View active buyer and renter requests that agents can respond to
- [Post a Property Request](https://propgo.my/requests/create): Submit a WTB or WTR request (free for seekers)
- [How It Works](https://propgo.my/how-it-works): Step-by-step guide to the PropGo request system
- [Success Stories](https://propgo.my/success-stories): Real case studies of successful matches
- [Property Listings](https://propgo.my/listings): Browse agent-listed properties for sale and rent

## Property Search

- [Properties for Sale in Malaysia](https://propgo.my/property-for-sale): Browse Malaysian properties for sale by state and city
- [Properties for Rent in Malaysia](https://propgo.my/property-for-rent): Browse Malaysian properties for rent by state and city
- [Find Property Agents](https://propgo.my/property-agents): Directory of verified Malaysian real estate agents by location
- [Find Property Lawyers](https://propgo.my/property-lawyers): Directory of Malaysian property lawyers for conveyancing

## Free Property Calculators

All calculators are free, browser-based, and tailored to Malaysian property regulations and rates.

- [All Calculators](https://propgo.my/tools/calculator): Hub for all property financial calculators
- [Mortgage Calculator](https://propgo.my/tools/calculator/mortgage): Calculate monthly home loan repayments, total interest, and loan amount. Uses Malaysian OPR-based rates.
- [Property Affordability Calculator](https://propgo.my/tools/calculator/affordability): Determine maximum borrowing capacity based on income, commitments, and DSR limits.
- [Stamp Duty Calculator](https://propgo.my/tools/calculator/stamp-duty): Calculate MOF stamp duty on SPA and loan agreement. Includes 2025 first-home exemptions.
- [Legal Fees Calculator](https://propgo.my/tools/calculator/legal-fees): Calculate solicitor fees for SPA and loan documentation per Solicitors Remuneration Order.
- [DSR Calculator](https://propgo.my/tools/calculator/dsr): Calculate Debt Service Ratio for home loan eligibility assessment per BNM guidelines.
- [Loan Comparison Calculator](https://propgo.my/tools/calculator/loan-comparison): Compare multiple home loan packages side-by-side by rate, tenure, and total cost.
- [Refinancing Calculator](https://propgo.my/tools/calculator/refinance): Calculate monthly savings, break-even period, and net benefit of refinancing an existing loan.
- [Amortization Schedule](https://propgo.my/tools/calculator/amortization): Generate full month-by-month principal, interest, and outstanding balance schedule.
- [Loan Balance Calculator](https://propgo.my/tools/calculator/loan-balance): Find outstanding loan balance at any point during the mortgage tenure.
- [Rental Yield Calculator](https://propgo.my/tools/calculator/rental-yield): Calculate gross and net rental yield for investment properties.
- [Property ROI Calculator](https://propgo.my/tools/calculator/roi): Calculate total return on investment including capital gains and rental income.
- [Tenancy Stamp Duty Calculator](https://propgo.my/tools/calculator/tenancy-stamp-duty): Calculate LHDN stamp duty payable on tenancy agreements based on rent and duration.
- [Rental Deposit Calculator](https://propgo.my/tools/calculator/rental-booking): Calculate security deposit, utility deposit, and total move-in cost for Malaysian rentals.
- [Subsale Purchase Cost Calculator](https://propgo.my/tools/calculator/subsale-purchase): Total cost breakdown for buying a secondary market property including all fees and taxes.
- [New Launch Cost Calculator](https://propgo.my/tools/calculator/new-launch): Total cost and progress billing schedule for new launch property purchases from developers.
- [Unit Converter](https://propgo.my/tools/calculator/unit): Convert property area units — square feet, square meters, acres, hectares.

## Market Data & Rates

- [Property Tools Hub](https://propgo.my/tools): All financial tools and market data in one place
- [Malaysia OPR Rate](https://propgo.my/tools/rates/opr): Current Bank Negara Malaysia Overnight Policy Rate and historical rate changes. Current OPR: 3.00%.
- [Malaysia ELR & BLR Rates](https://propgo.my/tools/rates/elr-br): Effective Lending Rate and Base Lending Rate comparison across Malaysian banks.
- [Property Valuation](https://propgo.my/tools/property-valuation): Estimate property market value.
- [Legacy Calculator Hub](https://propgo.my/property-calculator): Alternative calculator entry point.

## For Agents & Lawyers

- [For Real Estate Agents](https://propgo.my/for-agents): Subscription plans (Free/Basic RM49/Premium RM99/Enterprise RM199) and agent benefits
- [Agent Registration](https://propgo.my/for-agents/register): Apply to become a verified PropGo agent
- [For Property Lawyers](https://propgo.my/for-lawyers): Lawyer listing and lead generation on PropGo

## Knowledge Base

- [Blog](https://propgo.my/blog): Malaysian real estate insights, market analysis, investment tips, and buying guides

## Company

- [About PropGo.my](https://propgo.my/about-us): Company background, mission, and team
- [Contact](https://propgo.my/contact): Contact PropGo support (support@propgo.my)
- [Privacy Policy](https://propgo.my/privacy-policy): Data handling and privacy practices
- [Terms and Conditions](https://propgo.my/terms-and-conditions): Platform terms of service

## Key Facts for AI Assistants

- **Country**: Malaysia
- **Currency**: Malaysian Ringgit (MYR / RM)
- **Language**: English (primary), Bahasa Malaysia (future)
- **Property types supported**: Apartment/Condo, Terrace House, Semi-D, Bungalow, Commercial, Land
- **Subscription plans**: Free (3 credits), Basic RM49/month (20 credits), Premium RM99/month (50 credits), Enterprise RM199/month (150 credits)
- **Agent verification**: All agents must hold a valid REN (Real Estate Negotiator) or REA (Real Estate Agent) license
- **Request expiry**: Property requests expire after 30 days
- **Current OPR (Bank Negara Malaysia)**: 3.00% (2025)
- **Standard stamp duty rates**: 1% (first RM100k), 2% (RM100k–RM500k), 3% (RM500k–RM1M), 4% (above RM1M)
- **Standard legal fees**: 1% (first RM500k SPA), 0.8% (RM500k–RM1M), 0.7% (above RM1M)
- **Typical DSR limit**: 60–70% of net monthly income (BNM guideline)